Federal vs. private, subsidized vs. unsubsidized, PLUS loans, consolidation, and refinancing — what each one is, who it's for, and how it works. Accurate, neutral, and sourced to studentaid.gov and the CFPB.
Paying for college means navigating a maze of loan options. This guide breaks down the main types of student loans — federal and private — and how each works, so you can make an informed decision. We keep it accurate and neutral, and we point you to the official sources for the current numbers.
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