Types of Student Loans.
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Consolidation, Refinancing & Repayment

Browse 3 consolidation, refinancing & repayment. Each page explains what the loan is, who it's for, how rates and limits are set, and the pros and cons — in plain language and grounded in official sources.

Income-Driven Repayment (Repayment Context)Federal repayment plans that base your monthly payment on income and family size…Loan Consolidation (Federal vs. Private)Combining multiple loans into one — a federal Direct Consolidation Loan, or priv…Student Loan RefinancingA private lender pays off existing loans and issues one new private loan, ideall…

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